Is Credit Repair Assistance Needed For Your Home Ownership Dreams?

Is Credit Repair Assistance Needed For Your Home Ownership Dreams?

I went to a fascinating lunch n learn meeting today, courtesy of Sun Street Mortgage and Mike Jones, who brought in Mr. Chris Kumerow, Regional Account Manager for Continental Credit.

Just a few highlights from the meeting:

• Regarding the three credit bureaus:  TransUnion, Equifax, Experian -  80% of all credit reports contain errors that can negatively affect your credit rating.
• Online credit scores can be inflated as much as 60 points from what your mortgage broker, bank officer, or even car company will find with a hard credit check.
• Use monitor.city.com or privacyguard.com and pay $1 for a more accurate online report and number.
• It's generally a good thing to have two, low balance credit cards over one, with a larger amount owed.
• Foreclosures and short sales may be able to be removed from the accounts that measure your FICO score.

Hoping a new home is in your future but thinking you may need credit repair?  Please give me a call today to put you in touch with the professionals who may be able to help.
My key takeaway:  If you think you may need credit repair assistance - Work with a Finance Officer you trust and utilize with the professionals they recommend. 

Three Bedroom + Den Energy Star GREEN Home for Sale in Marana, AZ

Three Bedroom + Den Energy Star GREEN Home for Sale:  

12941 N Fox Hollow Drive Marana, AZ 85653

Your chance to own an energy efficient home, built in 2009!  This three bedroom home offers a versatile, open floor plan with den, laundry room, great room and eat in kitchen!

In addition, upgraded flooring, cabinets, gas stove and stainless steel refrigerator come with the home.

Frame stucco construction and tile roof are the norm in this master-planned community with parks, running and walking trails, and more. 

Energy--efficient features include:   Bath Exhaust Out; Energy Star Air Pkg; Enrgy Star Appliance; Enrgy Star Light Pkg; Enrgy Star Qualified; Enrgy Star Windows; Green Features; Kit Exhaust Out; Low E Dual Pane Windows.

The back yard landscaping was begun and is just waiting for your artistic eye.  Block fencing provides privacy, and there's room for a pool!

Call, text, or email today to see this wonderful move-in ready, three bedroom Meritage home in Marana, AZ, priced at only $157,000.


Cara Mancuso - Long Realty - 520-909-2988  Cara@SWDesertHomes.com
 

Eclectic Cafe in East Tucson Charms Again!

Eclectic Cafe in East Tucson Charms Again!

I don't get over to the east side on a regular basis, but when I do, I try to pop into this Tucson Original Eatery to enjoy some of my favorites.

Yesterday's visit was no exception.  I stopped in at 4:05 and the door was held open for me.  A waiter brought me a menu immediately, ice tea about 2 minutes later, and my favorite menu item....the Tortilla Soup, perhaps 5 minutes after that.

It's a simple broth, with salsa, avocado and tortilla chips for garnish.  Oh, and gooey, yummy cheese. I just needed a snack, so I kept with the cup of soup size.

I am also enamored of their fruit salad plate with chicken salad, or stuffed avocado.  Mmmmm.

I used to eat here at least monthly when I lived on the east side of Tucson.  Now I live an hour away.

Bummer....so I decided I should have one of my favorite desserts, because I never know when I'll be back!!!

Mmmm, house-made fresh flan.  Sweet, gooey, rich, thick...if the waiter hadn't stopped by he might have caught me licking the plate.

At 4:25, I was on my way with a smile.

Great place!  If you haven't been there, give them a try.  Here's the Eclectic Cafe Tucson website for a more comprehensive look at their menu and philosophies!  They do takeout too!

• Monday - Friday 11am - 9pm
  Saturdays 8am-9pm
  Sundays 8am - 8pm
  
• 7053 E. Tanque Verde Road Tucson, AZ 85715
  
• Telephone:  520-433-4346
  
• Email:  info@eclecticcafe.com

Home Values are Rising in the Tucson Area

Home Values are Rising in the Tucson Area

Below are some highlights from the December Residential Sales Statistics on the Tucson Area Realtors Multiple Listing Site:

Total Sales Volume has increased 17.39% in December, 2013 from from November 2013, and has also increased 21.83% since December 2012. 

The Average Sales Price is up over 5.5% from November 2012.

Listings continued to drop as we neared the holiday weeks.  We are in need of listings for the Tucson area!

If you or someone you know is contemplating selling their home, and wondering what their property may be worth in today's challenging market, please contact me for a FREE CMA today.  This is a no-obligation service I like to provide for the residents of Pima County.

Cara Mancuso - Long Realty
520-909-2988
Cara@SWDesertHomes.com